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I still remember the first time a bubbling, golden-edged Cowboy Casserole emerged from my oven. The rich buttery smell of melted cheddar mingled with a nutty toasted scent of crisped tortilla chips. During testing, I discovered lightly toasting the chips before layering keeps them from turning soggy. My kitchen filled with fragrant steam and soft sizzling as I stirred—proof that this dish is all about layers of flavor and texture coming together.

Why You’ll Love Cowboy Casserole

  • Layered textures: silky-smooth beans, tender beef, crispy chip base.
  • Easy one-dish prep with pantry-friendly cans and chips.
  • Kid-friendly comfort with just enough zing from chili spices.
  • A taste of Tex-Mex tradition in a cozy casserole format.

A Little Background

On a chilly autumn evening, I tested fresh plum tomatoes versus cans. The fresh batch yielded a runny sauce that refused to cling to chips. Switching to canned diced tomatoes brought the glossy surface and rich color I craved. That’s when this Cowboy Casserole found its groove in my recipe rotation.

Key Ingredients for Cowboy Casserole

  • Ground beef (1 lb.): provides hearty flavor—swap for ground turkey to lighten it up.
  • Diced tomatoes (14.5-oz. can): gives acidity and body; do not drain for best consistency.
  • Black beans (15-oz. can): adds creaminess and protein—rinse well to reduce sodium.
  • Tortilla chips (6 cups): forms a crunchy bed; lightly toast before layering.
  • Cheddar cheese (2 cups): melts into gooey bliss—choose a sharp variety for extra tang.

How to Make Cowboy Casserole

  1. Preheat oven to 350°F. In a large skillet over medium-high heat, add 1 tbsp oil, 1 lb ground beef, 1 small chopped onion, and 2 minced garlic cloves; cook until beef is no longer pink, about 5 minutes. Drain fat.
  2. Stir in 2 tsp chili powder, 1 tsp ground cumin, and ½ tsp dried oregano; cook until spices are fragrant, about 1 minute. Add 1 can (14.5 oz) diced tomatoes (undrained), 1 can (8 oz) tomato sauce, 1 can (15 oz) black beans (rinsed, drained), and 1 cup frozen corn; bring to a simmer.
  3. Spray a 2-quart baking dish with nonstick spray. Layer half of the 6 cups tortilla chips, then half of the beef mixture, and 1 cup cheddar cheese. Repeat layers.
  4. Bake until the casserole is bubbling around the sides and the cheese is melted, about 20 minutes. Let stand 5 minutes before serving.

Pro Tips & Troubleshooting

  • Toast chips on a baking sheet for 3–4 minutes to lock in crispness.
  • If the casserole seems watery, drain canned tomatoes slightly or simmer a few extra minutes.
  • Stir in diced jalapeños or a dash of hot sauce for a spicier twist.
  • To scale up, use a 9×13″ pan and increase baking time by 5–7 minutes; halve ingredients for a single-serve dish.

Storage & Make-Ahead Guide

Make ahead by assembling layers in the dish, cover, and refrigerate up to 24 hours. Store leftovers in an airtight container in the fridge for 3–4 days or freeze portions for up to 3 months. For safe reheating, thaw overnight in the fridge and warm in a 350°F oven until heated through. Avoid leaving at room temperature over 2 hours to maintain food safety.

Serving Suggestions

Serve with a dollop of sour cream, fresh pico de gallo, or sliced avocado for creaminess. A side of cilantro-lime rice or a crisp green salad balances the rich textures.


Frequently Asked Questions

  • How do I reheat Cowboy Casserole? Warm in a 350°F oven for 10–15 minutes or until bubbly; a few minutes under the broiler revives crisp edges.
  • Can I make Cowboy Casserole ahead of time? Yes—assemble, cover, and refrigerate up to 24 hours before baking.
  • What can I substitute for ground beef? Ground turkey, chicken, or plant-based crumbles work well—adjust seasoning for leaner proteins.
  • How long does Cowboy Casserole last in the fridge? Store in an airtight container for 3–4 days.
  • Can I freeze Cowboy Casserole? Freeze cooled, wrapped portions up to 3 months; thaw overnight and reheat covered at 350°F.
  • How can I make Cowboy Casserole spicier? Add diced jalapeños, cayenne pepper, or a splash of your favorite hot sauce to the beef mixture.

Final Thoughts

This Cowboy Casserole has become my go-to for busy weeknights and leisurely weekends alike. My favorite twist is dolloping guacamole on each serving for extra creaminess. I can’t wait to hear how your layers of salsa-kissed beef and melting cheese turned out—tag your photos and share your tweaks!

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Cowboy Casserole

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Cowboy Casserole

A layered Tex-Mex bake with seasoned ground beef, beans, corn, tortilla chips, and melted cheddar cheese for a comforting one-dish meal.

Course Main Dish

Cuisine American, Tex-Mex

Keyword black beans, cheddar cheese, cowboy casserole, Ground Beef, tortilla chips

Prep Time 15 minutes

Cook Time 30 minutes

Resting Time 5 minutes

Total Time 50 minutes

Servings 6 servings

Calories 480kcal

Author Abby Marlow

Beef Mixture

  • 1 tbsp vegetable oil
  • 1 lb ground beef (90% lean)
  • 1 medium onion coarsely chopped
  • 2 cloves garlic minced
  • 1 tbsp chili powder
  • 1 tsp ground cumin
  • 0.5 tsp dried oregano
  • 14.5 oz diced tomatoes undrained
  • 8 oz tomato sauce
  • 15 oz black beans rinsed, drained
  • 1 cup frozen sweet corn

Casserole Assembly

  • 6 cups tortilla chips about 6 ounces
  • 2 cups shredded cheddar cheese about 8 ounces

Beef Mixture

  • Heat the vegetable oil in a large skillet over medium-high heat, then add the ground beef, onion, and garlic; cook and stir until the beef is no longer pink, about 5 minutes.

    1 tbsp vegetable oil, 1 lb ground beef (90% lean), 1 medium onion, 2 cloves garlic

  • Add the chili powder, ground cumin, and dried oregano; cook until fragrant, about 1 minute.

    1 tbsp chili powder, 1 tsp ground cumin, 0.5 tsp dried oregano

  • Stir in the diced tomatoes (undrained), tomato sauce, black beans, and frozen sweet corn; bring to a simmer.

    14.5 oz diced tomatoes, 8 oz tomato sauce, 15 oz black beans, 1 cup frozen sweet corn

Casserole Assembly

  • Preheat the oven to 350°F and spray a 2-quart baking dish with nonstick spray.

  • Layer half of the tortilla chips in the dish, top with half of the beef mixture and half of the cheddar cheese, then repeat the layers.

    6 cups tortilla chips

  • Bake until bubbling around the sides and the cheese is melted, about 20 minutes. Let rest for 5 minutes before serving.

During testing, I found lightly toasting the tortilla chips in a 350°F oven for 3 minutes prevents them from getting soggy.
When simmering the beef mixture a few extra minutes, the sauce thickens better and clings to the chips.
Leftovers refrigerated in an airtight container stay crisp when reheated at 350°F for 10 minutes.



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